Keep it Consistent

Fixed Rate Mortgage

Our most common loan is the fixed rate mortgage. Your mortgage will have the same interest rate every month meaning your principal and interest payment will never vary. Longer fixed rate loans come with smaller monthly payments allowing you to put more money from each paycheck in savings and retirement funds. These are most common when buying a new house. Shorter loans have smaller interest rates and help you build home equity faster. They also allow you to save substantial amounts in interest expenses. These shorter loans are common when refinancing.

Questions? Contact a Mortgage Loan Specialist

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