High-Yield Strategy for Your Business’s Next Chapter

At Liberty Savings Bank, we understand that your capital should work as hard as you do. Our Money Market Deposit Accounts (MMDA) provide the perfect balance of elite interest rates and the liquidity your operations demand.

Designed for local entrepreneurs who value both growth and accessibility, this account ensures your surplus cash stays productive while remaining ready for your next big opportunity.

Why Our MMDA Stands Out:

  • Competitive Tiered Pricing: Earn higher rates as your balance grows.
  • Fluid Liquidity: Access your funds when you need them without the lock-up periods of a CD.
  • Local Decision Making: Work with a team that understands the Sarasota-Manatee economic landscape.
  • Security: Peace of mind with FDIC-insured deposits.

Contact your local Liberty Savings Bank Financial Center for the latest rates.

Note: Tiers have variable rates determined during account and business needs analysis.

Daily Balance Range APY*
$1,000,000+ 3.75%
$500,000 – $1,000,000 3.50%
$250,000 – $500,000 3.00%
$100,000 – $250,000 2.50%
$50,000 – $100,000 2.10%
$0 – $50,000 0.56%
*Annual Percentage Yields (APYs) are accurate as of April 26, 2026. Tiered APYs are as follows: 3.75% APY for daily balances of $1,000,000+; 3.50% APY for daily balances of $500,001–$1,000,000; 3.00% APY for daily balances of $250,001–$500,000; 2.50% APY for daily balances of $100,001–$250,000; 2.10% APY for daily balances of $50,001–$100,000; 0.56% APY for daily balances of $0.00–$50,000. The interest rate listed in each tier will be paid on the entire balance in your account.

Rate Information: This is a variable rate account. At our discretion, we may change the interest rate and APY on your account at any time. There are no maximum or minimum interest rate limits. Interest is compounded daily and credited to your account monthly.

Balance and Fees: A minimum deposit of $2,500.00 in new money is required to open this account. A monthly maintenance fee of $10.00 will be imposed every statement cycle if the daily balance on any day of the cycle falls below $2,500.00. An early closure fee of $50.00 will be charged if the account is closed within the first 180 days of opening.

Additional Terms: A dormant account fee will be charged after 6 months of inactivity if the balance is less than $10,000.00. Online banking sign-ins and ATM balance inquiries do not constitute account activity. No transaction limitations apply to this account. New deposits must be verified or immediately avaiable.

Liberty Savings Bank, F.S.B. | Member FDIC Deposits over $1,000,000 subject to review. This is a limited time offer and subject to change without notice. Fees could reduce earnings.