Reward Yourself

If you are an account holder, check out some of the rewards that are available.


Refer-a-Friend rewards

  • If you have enjoyed your banking experience with us, share it with a family member or a friend. You will receive $50* when your friend opens a new Liberty Savings Bank checking account and makes one debit card purchase. It’s that easy. Refer up to 10 friends and make $500*!
  • Want to try it? Simply fill out this form,
  • If you have any questions about the Refer-A-Friend program, contact us anytime.

Big Interest Bundle rewards

  • Earn 1.00% APY** on your checking balances and 1.00% APY** on your savings balances. To get the special rates you just need to complete 12 debit card transactions, of any amount and receive your bank statements by email.

Big Interest Bundle Gold member cashback rewards

  • You can earn 10% cashback on your everyday purchases – such as groceries, household supplies, entertainment.
  • Save receipts and submit quarterly for cashback rewards. You are eligible to submit receipts totaling up to $125 each quarter for a total cashback of up to $12.50/quarter or up to $50 annually. (Registration/activation required. Additional terms and conditions may apply.)
  • Curious about the Gold Upgrade? We are not surprised. It’s loaded with features that make it a great value.

*Refer-A-Friend Rewards: For the referrer to receive the $50 Refer-A-Friend bonus: 1) The referee must be a new Liberty Savings Bank (LSB) customer, needs to open a LSB checking account, and needs to make one LSB debit card purchase (excluding ATM transactions). After that, we’ll deposit the $50 bonus into the referrer’s LSB checking account within 10 business days. The referrer can refer up to 10 friends earn a maximum payout of $500. Bonuses are considered miscellaneous income, and may be reportable to you and the IRS on Form 1099-MISC (or Form 1042-S, if applicable). This is a limited time offer and subject to change without notice. Not valid with any other offer.

By referring friends (referees) via email, the referrer agrees to allow Liberty Savings Bank to send an email on their behalf giving the your friend (referee) the opportunity to open a Liberty Savings Bank checking account online. The referee’s email address will be used for this offer and will not be sold to third parties. If your friend already has a Liberty Savings Account, is on our email opt-out list, or if the email address provided is incorrect or no longer valid, your friend may not receive the email. Due to the confidential nature, we cannot disclose any information about qualifying accounts opened by the friends (referees) you invite.

**Big Interest Bundle Rewards: Your account must meet specific qualification criteria to earn the interest rate(s) disclosed above. To earn the rewards rate, your Big Interest Checking account must i) be enrolled in our electronic statement delivery product (eStatements); and ii) must have completed 12 debit card transactions (excluding ATM transactions) each monthly statement cycle using the Debit Card(s) linked to this account. To earn the rewards rate on your Big Interest Savings account, you must have a Big Interest Checking account that meets the requirements above. When the qualifications above are met during a monthly qualification cycle, (1) Checking balances up to $25,000 receive an Annual Percentage Yield or APY of 1.00%, and balances of over $25,000 earn 0.50% APY on the portion of balance over $25,000. (2) Big Interest Savings account balances up to $50,000 receive APY of 1.00%, and balances of over $50,000 earn 0.50% APY on the portion of balance over $50,000. (3) When Big Interest Checking account qualifications are not met, all balances in the account earn 0.05% APY. Rates are effective 11.2.20 and are subject to change without notice. (4) Some fees may apply, refer to our current Schedule of Fees.