Four choices for checking. Choose the option that fits you best.

1. Best value: Freedom GOLD

Freedom GOLD is a checking account packed with 12 extra features worth over $300. The cost is $4 a month, but you can get $50 a year back just by submitting receipts for everyday purchases – such as groceries, household supplies, entertainment. By doing this, the account pays for itself.

Easy to use checking and banking features

Plus over 10 more features

  1. Earn UChoose™ points using the FREE Liberty Rewards Visa® Debit Card. Points can be redeemed for thousands of items online, including vacation packages, gift cards, electronics, or other cool items. Simply use your card at gas stations, supermarkets, drugstores, malls, or anywhere else. Remember to sign for your purchases to earn the most points. The more you shop and sign, the more you earn. And the more you earn, the more you are rewarded.  You choose where to shop and what to get for all the points you earn. (Registration/activation required).
  2. IDProtect®1 – You can rest easy knowing that IDProtect, our identity theft monitoring and resolution service, can help better protect your identity. (Registration/activation required).
  3. Identity Theft Expense Reimbursement Coverage2 – Receive up to $10,000 to help pay expenses, clear your name and repair damaged credit, should you become the victim of identity theft. (Registration/activation required).
  4. Debit and Credit Card Registration – Register your credit, debit and ATM cards and have peace of mind knowing you can call one toll-free number to cancel and request replacement cards should your cards become lost or stolen. (Registration/activation required.)
  5. 3-in-1 Credit File Monitoring3 – IDProtect will monitor your Equifax, Experian and TransUnion credit files daily, and automatically alert you if key changes occur. (Registration/activation required.)
  6. Total Identity Monitoring – Monitoring of over 1,000 databases. (Registration/activation required.)
  7. Online Identity Theft News Center and Valuable Phone and Web Resources (Registration/activation required).
  8. 3-in-1 Credit Report – Request an updated credit report every 90 days or upon receipt of alert. Each new report includes an updated single bureau credit score. Credit Score is a VantageScore 3.0 based on Equifax data. Third parties may use a different VantageScore or a different type of credit score to assess your creditworthiness. (Registration/activation required.)
  9. Accidental Death & Dismemberment Insurance2 – Receive up to $10,000 of 24-hour Accidental Death & Dismemberment Insurance. Accidental death insurance increases to $100,000 while traveling on a Common Carrier. (Coverage divides equally on joint accounts and does not reduce at any age.)
  10. Cellular Telephone Protection2 – Receive up to $300 of replacement or repair costs if your cell phone is stolen or damaged, in the U.S. and abroad. Maximum of two claims per year. Covers the first three phones on a cellular telephone bill paid through your checking account. (Cellular telephone bill must be paid through this account.)
  11. Money-saving discounts from thousands of local and national businesses. You can redeem and print coupons online or access discounts from your smartphone. Digital Access makes saving super easy and convenient, giving instant savings anywhere, and anytime. (Registration/enrollment required.)
  12. Cash Back Member Rewards – You can earn 10% cash back on your everyday purchases – such as groceries, household supplies, entertainment. Save receipts and submit quarterly for cash back rewards. You are eligible to submit receipts totaling up to $125 each quarter for a total cash back of up to $12.50/quarter or up to $50 annually. (Registration/activation required. Additional terms and conditions may apply.)

APPLY now or at your local Financial Center.

You can also easily switch from your current bank.


2. High Interest Free Checking

It’s no longer necessary to settle for a free checking account and not earn anything for it.

With Liberty Savings Bank’s High Interest checking account, you can now reward yourself for using your checking account, just as you do every day.

If you meet the requirements of the account, you will earn a premium interest rate on balances up to $25,000. In addition, balances above $25,000 will also earn interest, but at a reduced rate.

Free Features

APPLY now or at your local Financial Center

You can also easily switch from your current bank.


3. Free checking, yes you heard that right

Looking for a free checking account? They are hard to find but you can still get one. They are a convenient way for you to pay bills and manage your monthly expenses.

Free Features

APPLY now or at your local Financial Center

You can also easily switch from your current bank.


4. Problems getting a checking account? Try Clean Slate Checking.

If you’ve had past banking problems and have been reported to ChexSystems, it may be difficult to find a bank willing to service your needs. Clean Slate Checking allows you to improve your financial standing and start on the path to a solid financial future. Usually, if you have been reported to ChexSystems three times or fewer for account abuse, we can open a Clean Slate Checking for you.

APPLY now or at your local Financial Center

You can also easily switch from your current bank.


Notes:

*Subject to availability. Message and data rates may apply. You must apply for Mobile Deposit. Clean Slate Checking customers are not eligible for Mobile Deposit.

1 IDProtect is a personal identity theft protection service available to personal checking account owner(s), and their joint account owners. The service is available to non-publicly traded businesses and their business owner(s) listed on the account (service not available to employees or authorized signers who are not owners). Service is not available to a “signer” on the account who is not an account owner. Service is not available to clubs, organizations and/or churches and their members, schools and their employees/students. For revocable grantor trusts, the service is available only when a grantor is serving as a trustee and covers the grantor trustee(s). For all other fiduciary accounts, the service covers the beneficiary, who must be the primary member (Fiduciary is not covered).

2 Special Insurance Program Notes: The descriptions herein are summaries only. They do not include all terms, conditions and exclusions of the policies described. Please refer to the actual policies for complete details of coverage and exclusions. Insurance is offered through the company named on the certificate of insurance.

3 Credit file monitoring will take several days to begin following activation.
Insurance products are not a deposit; not FDIC insured; not an obligation of bank; and not guaranteed by bank or any affiliated entity.