Big Interest GOLD: Your account must meet specific qualification criteria to earn the interest rate(s) disclosed above. To earn the rewards rate, your Big Interest GOLD Checking account, you must i) pay a $4.00 monthly fee ii) be enrolled in our electronic statement delivery product (eStatements); and iii) must have 12 completed transactions each monthly statement cycle using the MasterCard Debit Card(s) linked to this account (excluding ATM transactions). To earn the rewards rate on your Big Interest GOLD Savings account, you must have a Big Interest GOLD Checking account that meets the requirements above. When the qualifications above are met during a monthly qualification cycle, (1) Checking balances up to $25,000 receive APY of 1.00%, and balances of over $25,000 earn 0.50% APY on the portion of balance over $25,000. (2) Big Interest GOLD Savings account balances up to $50,000 receive APY of 1.00%, and balances of over $50,000 earn 0.50% APY on the portion of balance over $50,000. (3) When Big Interest GOLD Checking account qualifications are not met, all balances in the account earn 0.05% APY. Rates are effective 11.1.20 and are subject to change without notice. (4) Some fees may apply, refer to our current Schedule of Fees. Fees could reduce earnings. The descriptions here are summaries only and do not include all terms, conditions and exclusions of the benefits described. Please refer to the actual Guide to Benefits and/or insurance documents for complete details of coverage and exclusions. Coverage is offered through the company named in the Guide to Benefits on the certificate of insurance. Some benefits require registration/activation. Liberty Savings Bank, F.S.B., Member FDIC.

Big Interest Bundle: Your account must meet specific qualification criteria to earn the interest rate(s) disclosed above. To earn the rewards rate, your Big Interest Checking account, you must i) be enrolled in our electronic statement delivery product (eStatements); and ii) must have 12 completed transactions each monthly statement cycle using the MasterCard Debit Card(s) linked to this account (excluding ATM transactions). To earn the rewards rate on your Big Interest Savings account, you must have a Big Interest Checking account that meets the requirements above. When the qualifications above are met during a monthly qualification cycle, (1) Checking balances up to $25,000 receive APY of 1.00%, and balances of over $25,000 earn 0.50% APY on the portion of balance over $25,000. (2) Big Interest Savings account balances up to $50,000 receive APY of 1.00%, and balances of over $50,000 earn 0.50% APY on the portion of balance over $50,000. (3) When Big Interest Checking account qualifications are not met, all balances in the account earn 0.05% APY. Rates are effective 11.1.20 and are subject to change without notice. (4) Some fees may apply, refer to our current Schedule of Fees. Fees could reduce earnings. The descriptions here are summaries only and do not include all terms, conditions and exclusions of the benefits described. Please refer to the actual Guide to Benefits and/or insurance documents for complete details of coverage and exclusions. Coverage is offered through the company named in the Guide to Benefits on the certificate of insurance. Some benefits require registration/activation. Liberty Savings Bank, F.S.B., Member FDIC.

The FDIC National Average APY for an interest-bearing checking account is 0.04% APY as of 9/22/2020 for balances under $100,000. The FDIC National Average APY for a 12-month CD is 0.19% APY as of 9/22/2020 for balances under $100,000.