Your account must meet specific qualification criteria to earn the interest rate(s). To earn the rewards rate, your Big Interest Checking account must i) be enrolled in our electronic statement delivery product (eStatements); and ii) must have 12 completed signature-based transactions each monthly statement cycle using the MasterCard Debit Card(s) linked to this account. To earn the rewards rate on your Big Interest Savings account, you must have a Big Interest Checking account that meets the requirements above. When the qualifications above are met during a monthly qualification cycle, (1) Checking balances up to $25,000 receive APY of 3.00%, and balances of over $25,000 earn 0.50% APY on the portion of balance over $25,000. (2) Big Interest Savings account balances up to $50,000 receive APY of 1.50%, and balances of over $50,000 earn 0.50% APY on the portion of balance over $50,000. (3) When Big Interest Checking account qualifications are not met, all balances in the account earn 0.05% APY. Rates are effective 9.1.19 and are subject to change without notice. (4) Some fees may apply, refer to our current Schedule of Fees. (5) Excessive satisfaction from banking at Liberty Savings Bank may be contagious.

**FDIC national average interest checking comparison as of 7.22.19.