Upgrade to Gold for Free

You can upgrade your checking account to Gold for free for 90 days (normally $4 month)! Don’t miss out on this deal, we are only offering this for a limited time. Contact your local Liberty Branch today.

Adds Identity Theft Protection

Nearly 60 million Americans have been victims of identity theft. Protect yourself with the benefits below and rest easy.


You can rest easy knowing that IDProtect, our identity theft monitoring and resolution service, can help better protect your identity.

Identity Theft Expense Reimbursement Coverage*

Receive up to $10,000 to help pay expenses, clear your name and repair damaged credit should you become the victim of identity theft.

Debit and Credit Card Registration*

Register your credit, debit and ATM cards and have peace of mind knowing you can call one toll-free number to cancel and request replacement cards should your cards be lost or stolen.

3-in-1 Credit File Monitoring*

IDProtect will monitor your Equifax, Experian and TransUnion credit files daily, and automatically alert you if key changes occur.

Total Identity Monitoring*

Monitoring of over 1,000 databases.

Online Identity Theft News Center and Valuable Phone and Web Resources*

Cellular Telephone Protection*

Receive up to $300 of replacement or repair costs if your cell phone is stolen or damaged, in the U.S. and abroad. Maximum of two claims per year. Covers the first three phones on a cellular telephone bill paid through your checking account. (Cellular telephone bill must be paid through this account.)

Additional Rewards

Enjoy money-saving discounts and special cashback member rewards that cover the cost of the Gold upgrade PLUS MORE.

Money-saving discounts from thousands of local and national businesses.*

You can redeem and print coupons online or access discounts from your smartphone. Digital Access makes saving super easy and convenient, giving instant savings anywhere and anytime.

Cash Back Member Rewards*

You can earn 10% cash back on your everyday purchases such as groceries, household supplies, and entertainment. Save receipts and submit quarterly for cash back rewards. You are eligible to submit receipts totaling up to $125 each quarter for a total cash back of up to $12.50/quarter or up to $50 annually. (Additional terms and conditions may apply.)

3-in-1 Credit Report*

Request an updated credit report every 90 days or upon receipt of alert. Each new report includes an updated single bureau credit score. Credit Score is a VantageScore 3.0 based on Equifax data. Third parties may use a different VantageScore or a different type of credit score to assess your creditworthiness.

Accidental Death & Dismemberment Insurance*

Receive up to $10,000 of 24-hour Accidental Death & Dismemberment Insurance. Accidental death insurance increases to $100,000 while traveling on a Common Carrier. (Coverage divides equally on joint accounts and does not reduce at any age.)

* Some benefits require registration/activation. Terms and conditions may apply.
Special Program Notes: The descriptions here are summaries only and do not include all terms and exclusions of the benefits described. Please refer to the actual Guide to Benefits and/or insurance documents for complete details of coverage and exclusions. Coverage is offered through the company named in the Guide to Benefits on the certificate of insurance.

Upgrade Today

Fill out the form below to upgrade your current account to Gold.

  • Note: Account Password is not your online log in password. The Account Password was supplied by you as an identifier for reference when you contact us. It may be necessary for us to contact you in order to confirm your request.