Upgrade to Gold for Free

Existing Liberty customers have the chance to upgrade their existing checking accounts. You can upgrade your checking account to Gold for free for 90 days (normally $4 month)! Get identity theft protection, money saving discounts, special cash back member rewards and more with this upgrade.

Contact Us To Upgrade


Get Additional Rewards

Enjoy money-saving discounts and special cash back member rewards that cover the cost of the Gold upgrade.

Money-Saving Discounts

Get discounts from thousands of local and national businesses.* You can redeem and print coupons online or access discounts from your smartphone.

Identity Theft Protection

Nearly 60 million Americans have been victims of identity theft. Protect yourself with the Liberty Checking Gold benefits and rest easy.

Earn Cash Back

You are eligible to submit receipts totaling up to $125 each quarter for a total cash back of up to $12.50/quarter or up to $50 annually.


Experience the Gold Difference

Liberty Checking
with Gold Upgrade
Liberty Standard
Free Checking
No minimum balance, and no monthly feeXX
Free Liberty uChoose® Rewards Debit CardXX
Free Online and Mobile Banking, Deposit, Bill Pay²XX
Free Access To 55,000+ Surcharge-Free ATM MachinesXX
Free Cardvalet service that protects your debit and credit cards through your mobile device by receiving alerts and defining when, where and how your payment cards are used.XX
Account to Account TransferXX
Notary ServiceXX
FDIC InsuredXX
Identity Theft Expense Reimbursement Coverage*X 
Debit And Credit Card Registration*X 
3-In-1 Credit File Monitoring*X 
Online Identity Theft News Center And Valuable Phone And Web Resources*X 
Cellular Telephone Protection*X 
Money-Saving Discounts From Thousands Of Local And National Businesses.*X 
Cash Back Member Rewards*X 
3-In-1 Credit Report*X 
Accidental Death & Dismemberment Insurance*X 

* Some benefits require registration/activation. Terms and conditions may apply.
Special Program Notes: The descriptions here are summaries only and do not include all terms and exclusions of the benefits described. Please refer to the actual Guide to Benefits and/or insurance documents for complete details of coverage and exclusions. Coverage is offered through the company named in the Guide to Benefits on the certificate of insurance.