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News and Events

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Supporting the March of Dimes

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Privacy Policy

FACTS

WHAT DOES LIBERTY SAVINGS BANK, FSB DO WITH YOUR PERSONAL INFORMATION?

Why? Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share and protect your personal information. Please read this notice carefully to understand what we do.
What?

The types of personal information we collect and share depend on the product or service you have with us. This information can include:

  • Social Security number and income
  • credit score and transaction history
  • overdraft history and checking account information

When you are no longer our customer, we continue to share your information as described in this notice.

How? All financial companies need to share customer's personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customer's personal information; the reasons Liberty Savings Bank chooses to share; and whether you can limit this sharing.

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Reasons we can share your personal information

Does Liberty Savings Bank share?

Can you limit this sharing?

For our everyday business purposes-
such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus

Yes No

For our marketing purposes-
to offer our products and services to you

Yes  No
For joint marketing with other financial companies Yes  No

For our affiliates' everyday business purposes-
information about your transactions and experiences

 No  We don't share

For our affiliates' everyday business purposes-
information about your creditworthiness

 No  We don't share
For our affiliates to market to you  No We don't share
For nonaffiliates to market to you  No We don't share

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Who we are  
Who is providing this notice? Liberty Savings Bank, FSB
What we do  
How does Liberty Savings Bank protect my personal information? To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.
How does Liberty Savings Bank collect my personal information?

We collect your personal information, for example, when you

  • open an account or apply for a loan
  • provide employment information or give us your wage statements
  • make deposits or withdrawals from your account

We also collect your personal information from others, such as credit bureaus, affiliates or other companies.

Why can't I limit all sharing?

Federal law gives you the right to limit only

  • sharing for affiliates' everyday business purposes - information about your creditworthiness
  • affiliates from using your information to market to you
  • sharing for nonaffiliates to market to you

State laws and individual companies may give you additional rights to limit sharing.

Definitions  
Affiliates

Companies related by common ownership or control. They can be financial and nonfinancial companies.

  • Liberty Savings Bank has no affiliates.
Nonaffiliates

Companies not related by common ownership or control. They can be financial and nonfinancial companies.

  • Liberty Savings Bank does not share with nonaffiliates so they can market to you.
Joint Marketing

A formal agreement between nonaffiliated financial companies that together market financial products or services to you.

  • Our joint marketing partners include insurance issuers, credit card issuers and other financial services companies.

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Questions?  Call FreedomLine at 800.436.6300.

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