Two great options

Best Value: HSA Plus

Liberty HSA Plus is a Health Savings Account (HSA) packed with value and 8 additional features worth $___. The monthly fee of $6.00 per employee can be paid by you or your employee, your choice.

  • Highly Competitive Interest Rate
  • Online Banking & Online Bill Pay
  • Online Account Opening
  • Mobile App
  • Receipt Shoebox
  • Benefits Debit Card
  • Estatements
  • Investment Services Available*
  • 24 Hour Automated Phone Service
  • Training Tutorials

Plus 8 additional features including identity and AD&D coverage, credit reporting and cash back.

Identity theft protection and security

  1. Identity Theft Expense Reimbursement Coverage2 – Employees receive up to $10,000 to help pay expenses, clear your their name and repair damaged credit, should they become the victim of identity theft.
  2. Comprehensive Identity Theft Resolution Services – Should your employee suffer identity theft, a IDProtect fraud resolution specialist will help them every step of the way until their identity is restored.
  3. Debit and Credit Card Registration – Employees can register their credit, debit and ATM cards and have peace of mind knowing they can call one toll-free number to cancel and request replacement cards should their cards become lost or stolen. (Registration/activation required.)
  4. 3-in-1 Credit File Monitoring3 – IDProtect will monitor your employee’s Equifax, Experian and TransUnion credit files daily, and automatically alert them if key changes occur. (Registration/activation required.)
  5. Total Identity Monitoring – Monitoring of over 1,000 databases. (Registration/activation required.)
  6. Know your credit score. 3-in-1 Credit Report – Request an updated credit report every 90 days or upon receipt of alert. Each new report includes an updated single bureau credit score. Credit Score is a VantageScore 3.0 based on Equifax data. Third parties may use a different VantageScore or a different type of credit score to assess your employee’s creditworthiness. (Registration/activation required.)
  7. Insurance for you. Accidental Death & Dismemberment Insurance2 Receive up to $10,000 24-hour Accidental Death & Dismemberment Insurance. (Coverage divides equally on joint accounts and reduces by 50% at age 70.)
  8. The account that pays for itself. Cash Back Member Rewards – Employees can earn 10% cash back on their everyday purchases – such as groceries, household supplies, entertainment. Save receipts and submit quarterly for cash back rewards. They are eligible to submit receipts totaling up to $125 each quarter for a total cash back of up to $12.50/quarter or up to $50 annually. (Registration/activation required. Additional terms and conditions may apply.)

Florida businesses please contact:

Patti Shirley, Vice President

941.296.6006

patti.shirley@libertysavingsbank.com

If you are in any other state, please contact:

Anna Kissick, SHRM-CP, PHR Assistant Vice President

937.234.4247

anna.kissick@libertysavingsbank.com

HSA Basic

Not interested in the benefits of the Plus account? Our basic Health Savings Account will provide your employees the basic benefits of a Health Savings Account. The monthly fee of $3.00 per employee can be paid by you or your employee, your choice. (FYI: Employees can avoid this monthly fee by maintaining an average balance of $3,000 or more in their HSA account.)

  • Interest-bearing account
  • Online Banking & Online Bill Pay
  • Online Account Opening
  • Mobile App
  • Receipt Shoebox
  • Benefits Debit Card
  • eStatements
  • Investment Services Available*
  • 24-hour automated phone service
  • Training tutorials

Florida businesses please contact:

Patti Shirley, Vice President

941.296.6006

patti.shirley@libertysavingsbank.com

If you are in any other state, please contact:

Anna Kissick, SHRM-CP, PHR Assistant Vice President

937.234.4247

anna.kissick@libertysavingsbank.com

1 IDProtect service is a personal identity theft protection service available to personal checking account owners, their joint account owners and their eligible family members. The service is available to non-publicly traded businesses and their business owner(s) listed on the account and their eligible family members (service not available to employees or authorized signers who are not owners). Service is not available to a “signer” on the account who is not an account owner. Service is not available to clubs, organizations and/or churches and their members, schools and their employees/students. For revocable grantor trusts, the service is available only when a grantor is serving as a trustee and covers the grantor trustee(s) and their eligible family members. For all other fiduciary accounts, the service covers the beneficiary, who must be the primary member, and their eligible family members (Fiduciary is not covered). Family includes: Spouse, persons qualifying as domestic partner, and children under 25 years of age and parent(s) of the account holder who are residents of the same household. 2 Special Insurance Program Notes: The descriptions herein are summaries only. They do not include all terms, conditions and exclusions of the policies described. Please refer to the actual policies for complete details of coverage and exclusions. Insurance is offered through the company named on the certificate of insurance. Refer to Guide to Benefit for complete details of coverage. Insurance Products are not insured by FDIC or any Federal Government Agency; Not a deposit of or guaranteed by the bank or any bank affiliate.

*Investment options are not FDIC-Insured. Fees and Minimums apply.