Two great HSA options

Best Value: Liberty HSA Plus

Liberty HSA Plus is a Health Savings Account (HSA) packed with value and 8 additional features** worth $300***. All for a low monthly fee of just $6.00 a month.

  • Higher Interest Rate than the Basic Account
  • Online Banking & Online Bill Pay
  • Online Account Opening
  • Mobile App
  • Receipt Shoebox
  • Benefits Debit Card
  • eStatements
  • Investment Services Available*
  • 24 Hour Automated Phone Service
  • Online HSA Education Tools

Plus 8 additional features

  1. Identity Theft Expense Reimbursement Coverage2 – Receive up to $10,000 to help pay expenses, clear your name and repair damaged credit, should you become the victim of identity theft.
  2. Comprehensive Identity Theft Resolution Services – Should you suffer identity theft, your very own IDProtect1 fraud resolution specialist will help you every step of the way until your identity is restored.
  3. Debit and Credit Card Registration – Register your credit, debit and ATM cards and have peace of mind knowing you can call one toll-free number to cancel and request replacement cards should your cards become lost or stolen. (Registration/activation required.)
  4. 3-in-1 Credit File Monitoring3 – IDProtect will monitor your Equifax, Experian and TransUnion credit files daily, and automatically alert you if key changes occur. (Registration/activation required.)
  5. Total Identity Monitoring – Monitoring of over 1,000 databases. (Registration/activation required.)
  6. 3-in-1 Credit Report – Request an updated credit report every 90 days or upon receipt of alert. Each new report includes an updated single bureau credit score. Credit Score is a VantageScore 3.0 based on Equifax data. Third parties may use a different VantageScore or a different type of credit score to assess your creditworthiness. (Registration/activation required.)
  7. Accidental Death & Dismemberment Insurance2 Receive up to $10,000 24-hour Accidental Death & Dismemberment Insurance. (Coverage divides equally on joint accounts and reduces by 50% at age 70.)
  8. Cash Back Member Rewards – You can earn 10% cash back on your everyday purchases – such as groceries, household supplies, entertainment. Save receipts and submit quarterly for cash back rewards. You are eligible to submit receipts totaling up to $125 each quarter for a total cash back of up to $12.50/quarter or up to $50 annually. (Registration/activation required. Additional terms and conditions may apply.)

Apply now or at your local FINANCIAL CENTER.


Liberty HSA Basic

Not interested in the benefits of the Plus account? Our basic Health Savings Account will provide you the basic benefits of an HSA. All for a low monthly fee of $3.00. (You can avoid this monthly fee by maintaining an average balance of $3,000 or more in your HSA account.) And, you have the choice of whether you want to

  • Interest-bearing account
  • Online Banking & Online Bill Pay
  • Online Account Opening
  • Mobile App
  • Receipt Shoebox
  • Benefits Debit Card
  • eStatements
  • Investment Services Available*
  • 24-hour automated phone service
  • Training Tutorials

Apply now or at your local FINANCIAL CENTER.


1 IDProtect service is a personal identity theft protection service available to personal checking account owners, their joint account owners and their eligible family members. The service is available to non-publicly traded businesses and their business owner(s) listed on the account and their eligible family members (service not available to employees or authorized signers who are not owners). Service is not available to a “signer” on the account who is not an account owner. Service is not available to clubs, organizations and/or churches and their members, schools and their employees/students. For revocable grantor trusts, the service is available only when a grantor is serving as a trustee and covers the grantor trustee(s) and their eligible family members. For all other fiduciary accounts, the service covers the beneficiary, who must be the primary member, and their eligible family members (Fiduciary is not covered). Family includes: Spouse, persons qualifying as domestic partner, and children under 25 years of age and parent(s) of the account holder who are residents of the same household.

2 Special Insurance Program Notes: The descriptions herein are summaries only. They do not include all terms, conditions and exclusions of the policies described. Please refer to the actual policies for complete details of coverage and exclusions. Insurance is offered through the company named on the certificate of insurance. Refer to Guide to Benefit for complete details of coverage. Insurance Products are not insured by FDIC or any Federal Government Agency; Not a deposit of or guaranteed by the bank or any bank affiliate.

*Investment options are not FDIC-Insured. Fees and Minimums apply.

**“Some benefits require registration/activation. Terms and conditions may apply.

***$300 is based on the value of purchasing ID theft monitoring services and the other benefits separately.

Special Program Notes: The descriptions herein are summaries only and do not include all terms, conditions and exclusions of the Benefits described. Please refer to the actual Guide to Benefit and/or insurance documents for complete details of coverage and exclusions. Coverage is offered through the company named in the Guide to Benefit or on the certificate of insurance.”